Atharv Gyan

UPI 3.0 Voice Payments: How BharatGPT Drives India’s Digital Transaction Revolution | Atharv GFyan View Chapters ▾ × Table of Contents 1. Introduction to UPI 3.0 UPI 3.0 is the latest version … 2. What Are “Conversational Voice Payments”? “Conversational Voice Payments” let users … 3. Use Cases & Accessibility Visually impaired users … Elderly or first-time smartphone users … 4. Security & Compliance Voice biometrics vs. OTP/UPI PIN … 5. Merchant & Developer Perspectives How IRCTC, banks, and app builders … 6. Future Outlook Expected rollout phases and adoption targets … 7. Merchant Adoption Indian Railway Catering and Tourism Corporation … ...

Web3, often called the "decentralized internet," includes a powerful, native digital economy built on cryptocurrencies and tokens. These digital assets enable value exchange, ownership, and governance without the need for traditional banks or intermediaries. Here’s how cryptocurrencies and tokens are reshaping digital ownership and participation in the Web3 ecosystem. 1. Cryptocurrencies: The Foundation of Web3 Cryptocurrencies like Ethereum (ETH), Bitcoin (BTC), and many others serve as the primary mediums of exchange within the Web3 space. They enable seamless, peer-to-peer transactions and are often used to pay for services, access applications, and store value. Cryptocurrencies bring: Financial Autonomy : Individuals have full control over their funds without relying on banks or third parties. Global Accessibility : Cryptocurrencies are borderless, allowing users worldwide to participate in the Web3 economy. Trustless Transactions : Cryptos operate on decentralized blockc...